A financial crisis looming ahead, and you don’t know where to turn for urgent funds? Online payday loans to the rescue! With that said, where do you find those on the internet? Spending hours sitting in front of a laptop and comparing lenders isn’t everyone’s forte. And it shouldn’t be the case either when you can have those lenders send you direct offers.
But wait. Don’t fall for another scam lender offering dirt cheap loan rates that are secretly bankrupting you. The right way to get a payday loan is to send an application through trustworthy sites.
By the end of this guide, you’ll know 5 websites that’ll help you do exactly that.
Best Payday Loans with No Credit Check
Finding payday loans with no credit check online doesn’t have to be a whole trivia combined with stress. A guide that lists the best payday loans that you can apply for can become a blessing in disguise, saving you time and effort. Keep scrolling to read our review of each company.
WeLoans
WeLoans hits it out of the ballpark when it comes to the payday loans with no credit check. Not many competitors cover the bases this broker does every step of the loan application process.
For starters, WeLoans doesn’t fall through with bringing the best lenders in the US on its platform. Not only will you find thousands of reputable lenders in one place, but these lenders also accept loan applicants with bad credit.
So, even if you’re nowhere near the 580 benchmarks for average or good credit, you won’t be declined on the basis of that.
If you’re slightly convinced, WeLoans will win you over with their smooth and quick application process. You don’t need to submit hundreds of documents or fill out a 50-page form, it only takes 3 minutes, and your application will be sent to lenders once submitted.
If you’re stuck somewhere, the website offers online customer support service. You can also visit their website to learn more about the loans and services WeLoans has to offer. After the approval process is done and dusted, you can receive your loan within as little as 24 hours!
Pros
- Up to $35,000 in loans
- 1000+ reputable US lenders
- 24/7 online availability
- Instant offers from lenders
Cons
- Available only in the US
CocoLoan
CocoLoan is another company that has made its mark, and for a good reason. Tired of running from lender to lender and only adding rejections to the pile?
This company takes up the challenge of offering payday loans despite bad credit that don’t taint your credit ranking with a hard credit check. The lenders on this site will assess your loan application based on your income and repayment ability, not your credit ratings.
Not to mention, the lenders aren’t shady companies trying to fill their pockets either but are well-known for their services. Even if your needs are a little up there, CocoLoan allows you to apply for up to $35,000 with a simple application process that doesn’t take more than a few minutes!
From A to Z, CocoLoan offers transparency in its services so that you won’t have to worry about falling for another scam. And with all that you’re getting from this site, you won’t have to pay a single penny to find a lender to fund your payday loan.
Pros
- Transparent and easy process
- Zero service charges
- Quick funding
Cons
- Not a direct lender
HonestLoans
HonestLoans has been around for a while and has consistently gained positive reviews from its customers. Of course, a company like that needs to be added to the list of best payday loans.
If you’re fed up with the impossible criteria that come with applying for a loan through traditional lenders, you’re not the only one. HonestLoan makes it easy for anyone in the US to get a loan as long as they’re of legal age, a US resident with an active checking account and can show their source of income.
Another concern that borrowers have, especially when it’s their first time applying for a payday loan online or they’ve been scammed before, is security. This broker takes care of that with a 256-bit data multi-layered encryption on its site. Don’t worry about your personal data leaking when HonestLoan is in the field.
HonestLoan may not be a direct lender itself, but it’s a matchmaker that pre-qualifies you for lenders so they can send you an offer within minutes of your application. You can apply for up to $50,000 and get the funding usually till the next day.
Pros
- 256-bit data encrypted website
- $50-$50,000 payday loan range
- Pre-qualification of loan applications
- Funding as quickly as the next day
Cons
- No customer support on phone call
UnityLoan
The idea of online payday loans can scare off anyone, especially with the number of scams going around. However, UnityLoan makes sure it has your best interests at heart so you can get a payday loan with peace of mind.
The website has various loan types under one roof. So whether you’re looking for secured or unsecured loans, you’ll find dozens on the site to decide between. If it’s a payday loan with no credit check you’re after, you can get money up to $5,000.
On top of that, you don’t have to fret about the application process affecting your credit ratings, as the lenders on HonestLoan only conduct a soft credit check when required.
A 5-minute application and you’ll be swift through the process right till the end of receiving your funds as quickly as within 24 hours once your application is approved.
Their FAQs and blog resources can help answer any questions you have, but if you still need to connect with a representative, you can always reach out to them online.
Pros
- Multiple loan types
- Only soft credit checks
- Quick funding
Cons
- Relatively new company
iPaydayLoans
Need a payday loan urgently, and your bad credit isn’t doing you any good? Reach out to iPaydayLoans; they’ll take away those worries with their high-acceptance payday loans that get deposited within 24 hours.
If you’ve been getting rejection after rejection on your loan application, the first thing you’d be looking for is minimum eligibility criteria, especially one that doesn’t ask for credit checks.
This website has thousands of reliable lenders on its platform that have payday loans for bad credit tailor-made for such applicants. If you think your bad credit scores can only get you a couple of bucks worth of loan, iPaydayLoans can help loans with amounts up to $35,000!
Where most online lenders can offer a bad credit loan, they also demand unreasonably high interest rates and charges. With iPaydayLoans, you’ll get competitive interest rates that won’t leave your bank dry.
The website will pre-qualify you before sending your application to lenders, who will then send offers within minutes. Soon after you’re accepted an offer and gone over the formal procedure, you can get the loan as quickly as within a day.
Pros
- Borrow anywhere between $50-$35,000
- Borrowers with bad credit are accepted
- Online procedure
Cons
- Not a direct lender
Final Verdict
You should have had a basic walkthrough of the best payday loans available to you. These detailed reviews can help you make the right decision according to your requirements.
One thing is certain – the online brokers highlighted in this guide are connected only with licensed lenders. Never opt for the cheaper way out, as it’s likely you’re falling for a fraudulent lender who’ll put your financial standing at greater risk.
